Privacy Policy

Effective Date: January 1, 2026

This Privacy Policy describes how The Dickson Financial Group ("we," "us," or "our") collects, uses, discloses, and safeguards your personal information when you visit our financial services website at www.dicksonfinancialgroup.com (the "Site"). We prioritize your privacy and adhere to applicable laws, including the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), the Gramm-Leach-Bliley Act (GLBA) for financial institutions, and other state and federal privacy regulations across the United States. This policy applies to users in all U.S. states, with enhanced protections for financial data.

By using the Site, you agree to this Privacy Policy. If you disagree, please refrain from using the Site.

We collect Personal Information and sensitive financial data, which may include:

• Information You Provide: Name, email, phone, address, Social Security Number (SSN), financial details (e.g., income, assets, account numbers) when you request consultations, subscribe to updates, or use financial tools.
• Automatically Collected: IP address, device info, browsing history, and cookies for security and analytics.
• Financial Data: Investment preferences, tax information, or retirement details shared via forms or secure portals.
• Other: Inferences from your data for personalized advice.

We collect sensitive information (e.g., financial account details) only with your explicit consent and as necessary for services.

• Via secure forms, client portals, and email subscriptions.
• Through cookies and tracking technologies for fraud detection and user experience.
• From third parties, such as credit bureaus (with consent) or referral partners.

We use your information to:

• Deliver financial services, such as wealth management, retirement planning, and mortgage protection advice.
• Send market updates, newsletters, and personalized recommendations.
• Conduct risk assessments and comply with regulatory requirements (e.g., anti-money laundering).
• Improve Site functionality and security.

We share information as needed with:

• Affiliated financial professionals or institutions for service delivery.
• Third-party vendors (e.g., compliance software, secure data processors) under strict confidentiality agreements.
• Regulators or authorities as required by law (e.g., SEC, FINRA).

Under GLBA, we provide annual privacy notices and opt-out options for non-affiliate sharing. We do not sell your Personal Information. For California residents: No sales or sharing for targeted advertising in the past 12 months.

In addition to general rights:

• GLBA-Specific: Opt out of sharing with non-affiliates for marketing.
• CCPA/CPRA and State Rights: Access, delete, correct, or limit use of your data. Virginia, Colorado, and other states offer similar protections.

Submit requests to [privacy@dicksonfinancialgroup.com]. We verify identity for sensitive requests and respond promptly (e.g., within 10 days for GLBA opt-outs).

We employ industry-standard safeguards, including encryption (e.g., SSL), firewalls, and regular audits, to protect financial data. Access is limited to authorized personnel.

The Site is for adults 18+. We do not collect data from minors.

Links to external sites (e.g., financial tools) are not under our control.

Data is processed in the U.S.; international transfers comply with U.S. laws.

Updates will be notified via email or Site posting.

The Dickson Financial Group Email: [privacy@dicksonfinancialgroup.com]